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      05-16-2022, 10:52 PM   #1695
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Originally Posted by stoked335d View Post
Mine arrived today at dealer. 2+ weeks ahead of schedule. They won't honor BMW financial 1.9% APR from late January order date. Telling me it is 4% now. Not sure if they are playing games or true. Now dealing with credit unions and brokers to get 2.25% APR which seems lowest.
Lucked out with Michelin tires though. Part of me wants to go in and write a check from HELOC at 2.75%(adjustable).


Can complaining to BMW Financial work? Experts who know, how long do I have to find financing?
The buy rate now is in fact 3.49% for 60 months and 3.99% for 72. They would want you to pick it up before the month ends.
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      05-17-2022, 02:38 AM   #1696
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Originally Posted by DealBMW View Post
The buy rate now is in fact 3.49% for 60 months and 3.99% for 72. They would want you to pick it up before the month ends.
The "buy rate" means the percentage that the dealership is charged to finance the cost of the vehicle through BMW financial... Is that correct?
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      05-17-2022, 07:41 AM   #1697
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Originally Posted by Kevin_The_Clean1 View Post
Quote:
Originally Posted by DealBMW View Post
The buy rate now is in fact 3.49% for 60 months and 3.99% for 72. They would want you to pick it up before the month ends.
The "buy rate" means the percentage that the dealership is charged to finance the cost of the vehicle through BMW financial... Is that correct?
The buy rate is what the actual rate is that bmw gives. So if the buy rate is 3.9 and you get 4.9 then they are making 1% in what's called reserve. That is the profit they make in financing. The most they can mark it up is 2.5% usually.

With credit unions they can't mark up the rate and credit unions the dealership have lender agreements with is just paid a flat. So you get the same thing you would at the dealership with a credit union as you would going to a CU branch
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      05-17-2022, 08:52 AM   #1698
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Quote:
Originally Posted by Mike02z View Post
Check the Atlanta metro area. A dealer outside Atlanta had an X3 M allocation 2 weeks ago at MSRP and are honoring discounts like previous BMW owner and military discounts. Bad enough some dealer are charging over MSRP but a rate hike on top just adds insult to injury IMO. " I can sell you this X3 for 3.99% but if you want an X3 M the rate is 4.9%".
I got $750 loyalty, $1,000 bmw apr credit, $500 UDE voucher credit (they wouldn't give the full $1,000 since $500 is from the dealer) and 2.49% apr locked from February but they let me pick the March residual for the bmw select balloon. I was pretty annoyed at the entire experience but I think all of that made up for it considering the current market being what it is.
I was hoping that $1000 apr credit would come back
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      05-26-2022, 03:01 PM   #1699
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Quote:
Originally Posted by stoked335d View Post
Mine arrived today at dealer. 2+ weeks ahead of schedule. They won't honor BMW financial 1.9% APR from late January order date. Telling me it is 4% now. Not sure if they are playing games or true. Now dealing with credit unions and brokers to get 2.25% APR which seems lowest.
Lucked out with Michelin tires though. Part of me wants to go in and write a check from HELOC at 2.75%(adjustable).


Can complaining to BMW Financial work? Experts who know, how long do I have to find financing?
You end up finding financing? There's a Superman at a nj dealer right now that a customer ordered and then backed away from. Wondering if was a similar situation.
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      05-26-2022, 03:07 PM   #1700
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Quote:
Originally Posted by Offer50Fives View Post
Quote:
Originally Posted by stoked335d View Post
Mine arrived today at dealer. 2+ weeks ahead of schedule. They won't honor BMW financial 1.9% APR from late January order date. Telling me it is 4% now. Not sure if they are playing games or true. Now dealing with credit unions and brokers to get 2.25% APR which seems lowest.
Lucked out with Michelin tires though. Part of me wants to go in and write a check from HELOC at 2.75%(adjustable).


Can complaining to BMW Financial work? Experts who know, how long do I have to find financing?
You end up finding financing? There's a Superman at a nj dealer right now that a customer ordered and then backed away from. Wondering if was a similar situation.
Didn't want to lose the car after 3 months of waiting. Picked mine up after a new application to BMW financial at 3.49% APR. Working on a refi now at 2.26% from a credit union.
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      05-26-2022, 03:11 PM   #1701
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Quote:
Originally Posted by stoked335d View Post
Quote:
Originally Posted by Offer50Fives View Post
Quote:
Originally Posted by stoked335d View Post
Mine arrived today at dealer. 2+ weeks ahead of schedule. They won't honor BMW financial 1.9% APR from late January order date. Telling me it is 4% now. Not sure if they are playing games or true. Now dealing with credit unions and brokers to get 2.25% APR which seems lowest.
Lucked out with Michelin tires though. Part of me wants to go in and write a check from HELOC at 2.75%(adjustable).


Can complaining to BMW Financial work? Experts who know, how long do I have to find financing?
You end up finding financing? There's a Superman at a nj dealer right now that a customer ordered and then backed away from. Wondering if was a similar situation.
Didn't want to lose the car after 3 months of waiting. Picked mine up after a new application to BMW financial at 3.49% APR. Working on a refi now at 2.26% from a credit union.

3.49% isn't terrible but 2.26% sure does make it look so!
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      05-29-2022, 10:00 AM   #1702
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Any one know of dealer allocation availability on the west coast?

First in line at a dealer in the SF Bay Area but that doesn't mean much...
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      06-01-2022, 01:30 PM   #1703
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Any one hear of June allocations yet?
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      06-01-2022, 01:48 PM   #1704
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Quote:
Originally Posted by Offer50Fives View Post
Any one hear of June allocations yet?
I don't think any more 2022 allocations are going out. I'd highly expect future allocations to be MY23 as the plant starts production in Aug.
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      06-01-2022, 03:29 PM   #1705
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Originally Posted by Offer50Fives View Post
Any one hear of June allocations yet?
I got a production number from my dealer today!

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      06-01-2022, 04:07 PM   #1706
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Originally Posted by gapband View Post
Quote:
Originally Posted by Offer50Fives View Post
Any one hear of June allocations yet?
I got a production number from my dealer today!

Congrats! Trying not to bug my CA too much because last week they said I'd know by the end of this week or next
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      06-01-2022, 04:44 PM   #1707
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Originally Posted by Offer50Fives View Post
Congrats! Trying not to bug my CA too much because last week they said I'd know by the end of this week or next
Haha, I hear ya. I'd go ahead and bug him because they should know something if my CA was able to get me my production number today.
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      06-01-2022, 09:58 PM   #1708
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Put an order in mid-April. Was told 4-5 weeks for an allocation, coming up on 7. Starting to lose hope Iíll get one anytime soon.
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      06-02-2022, 09:18 AM   #1709
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      06-02-2022, 09:33 AM   #1710
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I put my order in for a 2022 X4 M40i back in February.....the dealership is still waiting on an allocation. Fingers crossed the get allocated one for June
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      06-02-2022, 11:03 AM   #1711
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I put my order in for a 2022 X4 M40i back in February.....the dealership is still waiting on an allocation. Fingers crossed the get allocated one for June
That's crazy, I'd try getting one from another dealer and see who wins.
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      06-02-2022, 11:07 AM   #1712
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Quote:
Originally Posted by R8ted M View Post
I put my order in for a 2022 X4 M40i back in February.....the dealership is still waiting on an allocation. Fingers crossed the get allocated one for June
I put my order in with no allocation also. Many thought I would get a 2023 build. I'm very happy and looking forward to the 50th M Anniversary Emblems too 👍🚘✅
Keep the faith BMW-buddy!
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      06-02-2022, 12:10 PM   #1713
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That's crazy, I'd try getting one from another dealer and see who wins.
I have....nobody has them or there are 5 people ahead of me waiting for one. I am the next one up at my dealership but they they just cant get one....they've even tried trading with other dealerships on each allocation and nobody has them to trade. I have heard that a few of the wire bundle components BMW sources out of Ukraine and that has caused some delays but I don't know how accurate that is.

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      06-02-2022, 12:46 PM   #1714
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Quote:
Originally Posted by R8ted M View Post
I have....nobody has them or there are 5 people ahead of me waiting for one. I am the next one up at my dealership but they they just cant get one....they've even tried trading with other dealerships on each allocation and nobody has them to trade. I have heard that a few of the wire bundle components BMW sources out of Ukraine and that has caused some delays but I don't know how accurate that is.
I can sympathize, but I made it and you will too! 👍✅😎🚘
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      06-02-2022, 12:50 PM   #1715
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Originally Posted by R8ted M View Post
I have....nobody has them or there are 5 people ahead of me waiting for one. I am the next one up at my dealership but they they just cant get one....they've even tried trading with other dealerships on each allocation and nobody has them to trade. I have heard that a few of the wire bundle components BMW sources out of Ukraine and that has caused some delays but I don't know how accurate that is.
That stinks! Hope it breaks through these issues and you get one in the next burst of allocations!
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      06-02-2022, 01:17 PM   #1716
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Quote:
Originally Posted by R8ted M View Post
I have....nobody has them or there are 5 people ahead of me waiting for one. I am the next one up at my dealership but they they just cant get one....they've even tried trading with other dealerships on each allocation and nobody has them to trade. I have heard that a few of the wire bundle components BMW sources out of Ukraine and that has caused some delays but I don't know how accurate that is.
I am in the same situation. I am number 1 waiting for allocation. They did not get an allocation in April and May. I guess my odds should be getting better. They did get other M cars just not X3M and could not get a trade to get one. I saw 2023 production does not start until August, so maybe I could still get a 2022.
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