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      11-21-2018, 08:32 AM   #23
afshawnt
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Quote:
Originally Posted by weez View Post
What type of interest rate? BMW FS website is showing 4.35%, my bank is offering me 3.09%...which of course nullifies their $2K discount for financing through them.

Strange, BMW is showing 2.99% for me. I have a deal lined up with 2.99%.
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      11-24-2018, 11:30 AM   #24
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While these quotes are pre negotiation (I simply asked for a quote through email after dealer reached after using USAA car buying service), I would like to know your thoughts on this as a starting point. Granted the vehicle with options I actually want should have an MSRP around $63.5k. Thanks
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      11-24-2018, 12:29 PM   #25
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Quote:
Originally Posted by weez View Post
While these quotes are pre negotiation (I simply asked for a quote through email after dealer reached after using USAA car buying service), I would like to know your thoughts on this as a starting point. Granted the vehicle with options I actually want should have an MSRP around $63.5k. Thanks
Yes there is 2k more in dealer allowance cash for financing . With USAA you get a $500 incentive as well. If you are a BMW customer (loyalty) there is an additional $1.5k. If you attended any test drive event and received a coupon code there is an additional $1k.

I would shoot for 8% off MSRP plus all applicable incentives. If they get you at 7% plus incentives it's a good deal for you.

Last edited by afshawnt; 11-24-2018 at 08:42 PM..
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      11-26-2018, 09:23 AM   #26
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Quote:
Originally Posted by afshawnt View Post
Yes there is 2k more in dealer allowance cash for financing . With USAA you get a $500 incentive as well. If you are a BMW customer (loyalty) there is an additional $1.5k. If you attended any test drive event and received a coupon code there is an additional $1k.

I would shoot for 8% off MSRP plus all applicable incentives. If they get you at 7% plus incentives it's a good deal for you.
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      12-01-2018, 10:45 AM   #27
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December incentives for credits/rebates been released yet?
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      12-01-2018, 11:03 AM   #28
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I placed an order for my wife's new X3 on Wednesday and got the production # today.

Thanks to MrPorter for the dealer contact. They gave me the best price in the area.

My build is

BASE MSRP$54,650

COLORPhytonic Blue Metallic$550

WHEELS19" M Double-spoke bi-color wheels, style 698M with all-season run-flat tires

UPHOLSTERYMocha Vernasca Leather w/contrast stitching/piping

TRIMDark Oak Wood Trim

PACKAGES + OPTIONS
Executive Package$2,550
Premium Package$3,050
Adaptive M Suspension$700
Rear manual side window shades$250
Harman Kardon surround sound system$875
DESTINATION + HANDLING$995
TOTAL MSRP as Built$63,620

Below is the quote I got.

Name:  Capture22.JPG
Views: 1392
Size:  49.7 KB

Dealer discount is 10.5% plus $3500 incentives.

Total discount is about 16% which I think is very good deal.

Also, I got the 2.89% APR. (other dealers were offering only 3.89%)

Now the wait begins.
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      12-01-2018, 11:28 AM   #29
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^Did the dealer use November programming or were December rates/rebates released today?
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      12-01-2018, 11:57 AM   #30
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Quote:
Originally Posted by MattTheCarNut View Post
^Did the dealer use November programming or were December rates/rebates released today?
I asked the dealer today for December incentives. Was told they're no December announcements yet.
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      12-01-2018, 12:45 PM   #31
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Hi All,

Long time lurker first time poster. HI!

If you could help me wrap my mind around this large payment I would appreciate it. They need me to come in by today to lock this deal down with a deposit. Any thoughts or help on this would be great!

2019 X3 xDrive 3.0 Pending Custom Order Fully Loaded the only options missing are Wireless Charger and Vent Seats. Here are the details of my spec sheet in order. Please help me out and see if I am getting a good deal or not????

Total Equipped
56,895
Selling Price
51,480
Term 36 months
10k miles per year
1.82 money factor
59% residual

Heres were things get a little tough to understand

Selling Price
51,480
Cap Reduction Tax 8.6% = 2,172 <--is that tax really right?
Bank Fee 925
Cap Reduction 1,500 (this is supposed to be the loyalty rebate)
TOTAL CAP COST 53,077.20

Residual Value 33,568
Total Deprecation 19,509
Monthly Depreciation 541
Monthly Finance Charge 157
Monthly Payment Total $699(including tax) . ??


Next line items I am not clear why they are adding the rebate of 1500 only to deduct it as wash basically.

Capital Reduction 1,500<-why is rebate being added only to be taken out on next line item..? Is it fluff??
Up Front Tax 137.57 (this appears to be the tax on rebate and doc fee)
Doc Fee 95
First Payment 699
security deposit 0
DRIVE OFF = 2,432

Rebate 1,500
Total Due at Signing
$932 + 280 DMV Fee

Any thoughts or help with this "deal" would be greatly appreciated. I "think" the numbers check out but still feel the payment is very high and there might be some "hidden" fees or add /take items in these numbers.

Thanks All
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      12-01-2018, 04:28 PM   #32
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The discount you got on the sales price is good - about 9%.

But your monthly can be lower - I'd ask for $30 less on your monthly....$670-$675. Then you're getting a stellar deal. For a comparison - my MSRP was $58,390, my drive off is $1,500 and my monthly is $717 (including tax). If you figure $30 per $1,000 off the vehicles sale price - then really $657 is the the number you should be shooting for.
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      12-01-2018, 05:19 PM   #33
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Quote:
Originally Posted by SROC3 View Post
The discount you got on the sales price is good - about 9%.

But your monthly can be lower - I'd ask for $30 less on your monthly....$670-$675. Then you're getting a stellar deal. For a comparison - my MSRP was $58,390, my drive off is $1,500 and my monthly is $717 (including tax). If you figure $30 per $1,000 off the vehicles sale price - then really $657 is the the number you should be shooting for.
Hi,

Thank you very much for the feedback. Your thoughts on what occurred today..see below.
**Note December Program Info Should Be Out On Monday**

I went in there today and they stayed firm saying they really couldn't mess with the tax as it was straight forward. They would not lower the overall "sales price" and stated that 9% was fair and that they have no control over "NY sales tax" adding to overall sales price and effecting margin % I was looking for. I told them I would not sign and have to think about it as I am not feeling the following calculation. ( I can't understand why they are putting the 1500 rebate on the finalized drive off as a addition and not as a deduction. Its almost like they are negating the effects of the rebate SEE details BELOW)
This is from there detailed lease sheet..
"Capital Reduction +1,500<-why is rebate being added only to be taken out on next line item..? Is it fluff??
Up Front Tax +137.57 (this appears to be the tax on rebate and doc fee)
Doc Fee +95
First Payment +699 including tax
security deposit 0
DRIVE OFF = 2,432
THEY then MINUS the
Rebate -1,500
To Make The Total Due at Signing
$932 + 280 DMV Fee

Total Car payment $699 including NYS Tax

They also told me Im basically getting the sale price of
51,480 that we agreed to minus the rebate 1,500
and that my true sales price of the car is really
49,980 and that is as much as they can go, and that they obviously can't touch the tax. So that I should be looking at 49,980 im getting the car for almost 12.26% off. (which i know is technically not correct since im not seeing that savings in payment.)

Last edited by bmwguy2019; 12-01-2018 at 06:20 PM..
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      12-01-2018, 05:43 PM   #34
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Quote:
Originally Posted by TajoMan View Post
I placed an order for my wife's new X3 on Wednesday and got the production # today.

Thanks to MrPorter for the dealer contact. They gave me the best price in the area.

My build is

BASE MSRP$54,650

COLORPhytonic Blue Metallic$550

WHEELS19" M Double-spoke bi-color wheels, style 698M with all-season run-flat tires

UPHOLSTERYMocha Vernasca Leather w/contrast stitching/piping

TRIMDark Oak Wood Trim

PACKAGES + OPTIONS
Executive Package$2,550
Premium Package$3,050
Adaptive M Suspension$700
Rear manual side window shades$250
Harman Kardon surround sound system$875
DESTINATION + HANDLING$995
TOTAL MSRP as Built$63,620

Below is the quote I got.

Attachment 1947058

Dealer discount is 10.5% plus $3500 incentives.

Total discount is about 16% which I think is very good deal.

Also, I got the 2.89% APR. (other dealers were offering only 3.89%)

Now the wait begins.
I see you're in Chicago, which dealer are you using?
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      12-01-2018, 07:19 PM   #35
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Quote:
Originally Posted by weez View Post
I see you're in Chicago, which dealer are you using?
Motorwerks BMW.
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      12-02-2018, 03:04 AM   #36
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Quote:
Originally Posted by TajoMan View Post
Motorwerks BMW.
OK, thats one of the dealerships I've been in contact with. If I can get a deal like that, then it's definitely the one I'd go with.
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      12-03-2018, 11:14 AM   #37
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Same program for 2019 December X3ís no change just heard from dealership.
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      12-03-2018, 11:15 AM   #38
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Quote:
Originally Posted by bmwguy2019 View Post
Same program for 2019 December X3ís no change just heard from dealership.
Well hopefully with it being end of year they'll be willing to discount more to shift stock.
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      12-03-2018, 11:16 AM   #39
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Quote:
Originally Posted by bmwguy2019 View Post
Same program for 2019 December X3ís no change just heard from dealership.
Darn it. Oh well........time to re-order for January delivery
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      12-03-2018, 12:06 PM   #40
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Quote:
Originally Posted by SROC3 View Post
Darn it. Oh well........time to re-order for January delivery
Soo... If you are re ordering, are you getting that X3 M40 you know you want?
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      12-03-2018, 02:16 PM   #41
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Quote:
Originally Posted by jjrandorin View Post
Soo... If you are re ordering, are you getting that X3 M40 you know you want?
Hahahahahaha!!! Nope. I'm sure the POWA is greeeeeeat......but I'm good with the 30i. I just reordered it 5 min ago and added the wireless charger & the EXEC PKG. It turned out to only be a $38 per month difference!!! I was expecting more like $70 diff. in price.
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      12-03-2018, 02:26 PM   #42
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APR is 2.99% same as November.

Florida at least

Last edited by afshawnt; 12-03-2018 at 11:59 PM.. Reason: Wrong information
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      12-03-2018, 03:53 PM   #43
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Quote:
Originally Posted by bmwguy2019 View Post
Same program for 2019 December X3ís no change just heard from dealership.
Correct . First post updated.
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      12-03-2018, 07:19 PM   #44
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Darn it. Oh well........time to re-order for January delivery
couldnt agree more LOL !!
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