03-11-2024, 05:55 AM | #1 |
Captain
390
Rep 777
Posts
Drives: 2022 X3 M40i
Join Date: Sep 2012
Location: OH
|
Automakers Are Sharing Consumers’ Driving Behavior With Insurance Companies
Came across this article from The NY Times this morning. BMW isn’t mentioned here but with our cars being smart phones on wheels, our data is probably also being shared.
https://www.nytimes.com/2024/03/11/t...hare&sgrp=c-cb |
03-11-2024, 07:20 AM | #3 |
Brigadier General
2699
Rep 4,295
Posts |
Do we think BMW would monetize our PII, and telemetry data……..
I’ve asked BMW the question, so will see if I need to take additional steps via the ICO around GDPR. |
Appreciate
2
Mondomensch19.50 lfdal541036.00 |
03-11-2024, 07:35 AM | #4 |
Found the Search Button
1594
Rep 1,161
Posts
Drives: 2022 X3 30i xDrive
Join Date: Sep 2011
Location: South Carolina
|
Just bought a Ford Expedition a couple weeks ago. I was going through the privacy/data checkboxes and saw one about sending data to insurance companies “if you have a discount program”. No thanks. That got unchecked quicker than an M3C sprints to 60.
At least they were up front about what they were doing. ¯\_(ツ)_/¯
__________________
2022 X3 xDrive 30i M Sport, Brooklyn Grey / Cognac
Previous BMWs: 2018 330i (F30), 2014 i3 BEV, 2007 328i (E92), 2013 X5 35i (E70), 2014 i3 BEV, 2006 325i (E90) |
Appreciate
5
|
03-11-2024, 07:57 AM | #5 |
Major General
10163
Rep 8,626
Posts |
and exactly no one should be surprised... just as no one should use those insurance OBD2 discount trackers... the info can and will be used against you as well as all of us... anytime insurance gets its hands on statistics, it goes against us.
__________________
2 x N54 -> 1 x N55 -> 1 x S55-> 1 x B58
|
Appreciate
1
lfdal541036.00 |
03-11-2024, 09:24 AM | #7 | |
Brigadier General
2699
Rep 4,295
Posts |
Quote:
I’ve asked the question, but as far as I can see looking at the data privacy T&C’s there isn’t specific mention of insurance, but selected BMW third party service partners can access telemetry data if you give permission. I also have the contact info for the BMW UK data controller, and will make a GDPR subject access request about the data they hold about me. |
|
Appreciate
2
marseille82389.50 lfdal541036.00 |
03-11-2024, 09:47 AM | #8 | |
Major
1036
Rep 1,209
Posts |
Quote:
|
|
Appreciate
2
TXGrey1284.00 marseille82389.50 |
03-11-2024, 09:49 AM | #9 |
Major
1036
Rep 1,209
Posts |
|
Appreciate
1
marseille82389.50 |
03-11-2024, 09:49 AM | #10 |
Captain
1284
Rep 965
Posts |
This is insane…. I don’t use any of those programs, but I requested a report anyhow… just to see if anything is in/on there.
|
Appreciate
2
lfdal541036.00 marseille82389.50 |
03-11-2024, 09:59 AM | #11 |
Major
1036
Rep 1,209
Posts |
I remember when I was in college, my math instructor had passed all the testing to become an actuarial and he shared a tidbit he learned which vexed a lot of us. The way the insurance companies view it the longer you go without an accident increases the odds that you'll eventually have one. So after a threshold time, they start preemptively raising your rates to hedge their bets. Did I mention I loathe insurance companies?
|
Appreciate
1
ASAP10162.50 |
03-11-2024, 10:27 AM | #13 |
Found the Search Button
1594
Rep 1,161
Posts
Drives: 2022 X3 30i xDrive
Join Date: Sep 2011
Location: South Carolina
|
Yep, MyTrips is a no-go for me too. I also don’t like the fact that they’re retaining my location data for up to five years on some offsite server.
__________________
2022 X3 xDrive 30i M Sport, Brooklyn Grey / Cognac
Previous BMWs: 2018 330i (F30), 2014 i3 BEV, 2007 328i (E92), 2013 X5 35i (E70), 2014 i3 BEV, 2006 325i (E90) |
Appreciate
2
ASAP10162.50 marseille82389.50 |
03-11-2024, 01:26 PM | #15 |
Captain
1284
Rep 965
Posts |
Straight from BMWs website….
https://www.bmwusanews.com/newsrelease.do?id=4240 Specifically this paragraph: |
Appreciate
3
|
03-11-2024, 01:27 PM | #16 |
Captain (Retired)
3983
Rep 1,728
Posts
Drives: X4 M40i
Join Date: May 2022
Location: Honolulu
|
Could it be as simple as turning this off?
|
Appreciate
0
|
03-11-2024, 02:10 PM | #17 |
Senior Chief (Ret.)
72
Rep 181
Posts
Drives: '90 M3, '05 ZHP, '24 X4 M401
Join Date: Oct 2023
Location: San Diego, Las Vegas
|
I do not see this page on My BMW app. Where is this located?
__________________
1990 M3
2005 ZHP 2024 X4 X40i SCPO SW USN (ret) BMW CCA 192742, NRA Life Member, F&A M |
Appreciate
0
|
03-11-2024, 02:57 PM | #19 |
Captain
1284
Rep 965
Posts |
I went in and turned mine off. But will circle back to BMWs online portal to review my other data settings and turn everything else off. Dang Big Brother. I normally don’t care about BB spying; have nothing to hide. But if you are somehow going to take my personal habits and use them AGAINST me to raise my rates, even though I have zero tickets, and no accidents, etc. You can go pound sand…. I will fight every aspect of this.
|
Appreciate
2
marseille82389.50 lfdal541036.00 |
03-11-2024, 04:59 PM | #20 |
Senior Chief (Ret.)
72
Rep 181
Posts
Drives: '90 M3, '05 ZHP, '24 X4 M401
Join Date: Oct 2023
Location: San Diego, Las Vegas
|
The "Settings" on My BMW app has only the Remote Software Upgrade.
Nothing on Permissions.
__________________
1990 M3
2005 ZHP 2024 X4 X40i SCPO SW USN (ret) BMW CCA 192742, NRA Life Member, F&A M |
Appreciate
0
|
03-11-2024, 05:21 PM | #21 |
Major
2139
Rep 1,332
Posts |
|
Appreciate
0
|
03-11-2024, 05:29 PM | #22 |
Major
2139
Rep 1,332
Posts |
[QUOTE=TXGrey;30976939]I went in and turned mine off. But will circle back to BMWs online portal to review my other data settings and turn everything else off. Dang Big Brother. I normally don’t care about BB spying; have nothing to hide. But if you are somehow going to take my personal habits and use them AGAINST me to raise my rates, even though I have zero tickets, and no accidents, etc. You can go pound sand…. I will fight every aspect of this.[/QUOTE
Yeah, totally in agreement. Instead of BMW collecting data from repeat owners of their vehicles, that I find offensive; BMW should visit this web site and learn how (collect data) to make their customers happy by solving problems we discuss concerning the X3. We practically solve all the problems with the X3 via suggestions and fixes. The old saying "the customer is always right" is long gone! Last edited by ContactPatch; 03-11-2024 at 05:37 PM.. |
Appreciate
0
|
Post Reply |
Bookmarks |
|
|