[ImmortanJon]

Originally Posted by aliwtsn

I have been getting a few insurance quotes and I have phoned up 2 of them and they said the high quotes are due to the car being in the highest possible insurance group there aren't any groups higher than that

They were unable to tell me if that's because there was no history or previous data on this model as it is new but I guess that explains some things for me.

Probably going to have to find a company that covers the gap for the first 12 months so I get my moneys worth

That's not strictly true. The X3MC is ABI insurance group 46. The highest is 50. So it's very high, but not the highest.

[aliwtsn]

Originally Posted by ImmortanJon

That's not strictly true. The X3MC is ABI insurance group 46. The highest is 50. So it's very high, but not the highest.

I see, lied to by an insurance company .....won't be the first time. Although when I phoned they knocked £150 off it .

[ImmortanJon]

Originally Posted by aliwtsn

I see, lied to by an insurance company .....won't be the first time. Although when I phoned they knocked £150 off it .

They are not to be trusted!! In my experience it's always worth a phone call as the operators have more leeway than a computer algorithm on discounts. When calling always say that you tried to do it On their website but it shows an error message - that way they always waive any "admin fee" that some of them charge

[X3MSteve]

Had my quote through, 35, 16 years ncb, no points/accidents, wife on policy too, £950. One of the low crime L postcodes. Is my age still against me here?

[x3mcomp]

Originally Posted by X3MSteve

Had my quote through, 35, 16 years ncb, no points/accidents, wife on policy too, £950. One of the low crime L postcodes. Is my age still against me here?

Still better off than me!

[Schooey]

My quote is cheaper than my M50d at just £400, that was through confused and I generally find when you do the final detail thing with the actual insurer they always find something to warrant a slight increase, but overall quite pleased!

[aliwtsn]

Originally Posted by X3MSteve

Had my quote through, 35, 16 years ncb, no points/accidents, wife on policy too, £950. One of the low crime L postcodes. Is my age still against me here?

Kind of the same as me, 33 yo, no points/accidents, 15 years NCD, missus on the insurance and around £700......which is still a couple of hundred more than previous cars. When I asked it was the insurance group the car is in as mentioned about somewhere above in the thread . I however don't have the L post code .

[Tricky401]

interesting above. also 33, no points, 1 claim, also one claim for the wife, £625. 11years ncb

also not an L postcode but in the midlands

[MMJD]

Originally Posted by Tricky401

interesting above. also 33, no points, 1 claim, also one claim for the wife, £625. 11years ncb

also not an L postcode but in the midlands

Who is that with?

[X3MSteve]

My quote is via esure who our current car is insured with. I need a tracker for that price too so technically additional cost too 😢

[Tricky401]

Originally Posted by MMJD

Who is that with?

admiral via confused.com

no mention of tracker

can get it for 490 if i insure my wife’s car at the same time

[MMJD]

Originally Posted by Tricky401

admiral via confused.com

no mention of tracker

can get it for 490 if i insure my wife’s car at the same time

That very good!
I’ve the same states (as such) as you and I’m at 600 + tracker or 799 without.

[M5 TT]

I ended up staying with privilege. Value under £100k no tracker £346 Inc protected NCB👍

[X3MSteve]

Originally Posted by M5 TT

I ended up staying with privilege. Value under £100k no tracker £346 Inc protected NCB👍

I pay that now for our xc60 d5

Definitely the car/group/location driving my bill up 😢

[Zero71]

I ended up at £400 with m&s, no tracker.

[X3MSteve]

https://www.which.co.uk/news/2018/04...car-insurance/

I think this answers it for me in general

[mjrennie]

Some of those numbers are huge, as averages. Which are very reliable so I am not doubting them but I am amazed at the premiums people are paying.

[x3mcomp]

Originally Posted by X3MSteve

https://www.which.co.uk/news/2018/04...car-insurance/

I think this answers it for me in general

Being in the top 3rd of that list certainly won't help me.

I've just run some quotes for myself as the only driver and I'm looking at £1,800+. I am not looking forward to renewal next year.

[Steveo535]

Just got quote from M&S as they don't require a tracker. Quote was near enough £1200 nearly 3 times the quote from current company.

[330dMSXD]

Originally Posted by 330dMSXD

As the title says what premiums are owners paying for their X3M Comps?

I know there are a lot of variables to take into account, age, area, NCB, etc but Im interested to know what kind of prices people are paying.

I was looking at an X5 M-Sport but the currently deals on X3M's has made me think twice.

Using the same details as above I have just obtained a quote for a X3M Comp with my present insurer Aviva

As part of a multi car policy which includes additional discount, if that is what you call it - Premium of £957 a year 54yo, full 15 years NCB, no accidents or endorsements, West Mids reside, 8K a year and £500xs......I need to move to scotland for cheaper insurance premiums me thinks!

[Lyndon_X3M]

£600 through Direct Line - £70 refund on my 335d... bizarre but will gladly accept it...

Checked on the comparison sites and getting similar quotes back.

[MMJD]

Originally Posted by MMJD

That very good!
I’ve the same states (as such) as you and I’m at 600 + tracker or 799 without.

I just went to finalise my insurance a head of collection on Saturday!
Confirmation of a tracker installed, changing my wife’s job description and parking the car on the drive rather than in the garage saved just over £300.
No idea... don’t ask