Got hit in the side of my X3

05cobra · 01-14-2021, 10:30 PM

Had someone T-bone my car

. Impact was straight into the Pillar and the curtain and drivers seat airbags deployed. The X3 sensed the collision and automatically initiated a call to the police and emergency services with the location.

The car that hit me was a 2003-06 Toyota Camry which looked like it had minimal damage from the impact in comparison.

Just thought I'd share it with you guys and get your thoughts on it. I think the X3 is a remarkably safe vehicle after such an impact and the way it handled it. Not quite sure if the Insurance company is going to repair the vehicle as it's been quoted an extremely high price ($60k+) for its repairs and makes me question whether it will ever meet factory standards again.

calucb05 · 01-14-2021, 10:35 PM

Quote:

Originally Posted by 05cobra

Had someone T-bone my car

. Impact was straight into the Pillar and the curtain and drivers seat airbags deployed. The X3 sensed the collision and automatically initiated a call to the police and emergency services with the location.

The car that hit me was a 2003-06 Toyota Camry which looked like it had minimal damage from the impact in comparison.

Just thought I'd share it with you guys and get your thoughts on it. I think the X3 is a remarkably safe vehicle after such an impact and the way it handled it. Not quite sure if the Insurance company is going to repair the vehicle as it's been quoted an extremely high price ($60k+) for its repairs and makes me question whether it will ever meet factory standards again.

Sorry man, I feel your pain. In CA almost always it'll be a total loss if your airbags go out. Basically, cost of repair needs to be less than car value. But generally if curtain airbags go out, it's a total loss. That happened to me about 5 weeks ago with my X5. Loved that car, but I got an M40i out of it.

05cobra · 01-14-2021, 10:42 PM

Yeah, I always thought that airbag deployment meant the impact was significant enough that there would be damage that isn't worth/cannot be repaired.

Sorry to hear about your X5 but glad you're safe. What was your takes on the way the car handled the impact?

I'm in Sydney, Australia so might have a couple of differences in how the Insurance companies operate here. Not sure to be honest.

Luckily I have the X5 to drive around whilst we figure out what the insurance company will decide.

JDsX3 · 01-14-2021, 10:43 PM

It sounds like you are OK- that's great! A hit like that probably also did frame damage. It will be better if the insurance co considers it totaled.

rob175 · 01-15-2021, 09:11 AM

I agree with the previous poster saying it's "totaled" and that's best. There's a good chance that IF fixed, the car would never be "right". The tracking, steering, interior and exterior paint might never be the same as factory. Keep your fingers crossed that they total it (wonderful nobody was hurt).....THEN GO SHOPPING!

383vett · 01-15-2021, 09:16 AM

Glad you are ok. You definitely want a new M40i.

Alias1431 · 01-15-2021, 04:59 PM

This will 100% be totaled.

Alias1431 · 01-15-2021, 05:00 PM

https://old.reddit.com/r/Austin/comm...and_s/d9pztwq/

^A helpful Reddit comment that will hopefully help you get a good offer from your insurance company.

calucb05 · 01-15-2021, 05:05 PM

Quote:

Originally Posted by 05cobra

Yeah, I always thought that airbag deployment meant the impact was significant enough that there would be damage that isn't worth/cannot be repaired.

Sorry to hear about your X5 but glad you're safe. What was your takes on the way the car handled the impact?

I'm in Sydney, Australia so might have a couple of differences in how the Insurance companies operate here. Not sure to be honest.

Luckily I have the X5 to drive around whilst we figure out what the insurance company will decide.

Pretty sure the X5 was a life saver. Slick roads during the rain, hydroplaned, walked away with minor bruising. Solo accident. Divine intervention. Very grateful. Stuck with BMW as a result.

05cobra · 01-24-2021, 11:03 PM

Hey Guys,

Thanks for the awesome feedback and comments.

The insurance is still assessing the vehicle, as I assume they want to find a way to repair it in any shape and form since it's almost always the cheapest option, whilst not the best for the actual consumer.

To be honest, not even sure what I would consider as another car since we already have a X5 M50i and would want another SUV due to the ease of egress and ingress.

Let's see what happens and hopefully the insurance company makes a wise decision on what will be the best for the consumer and not them.

rob175 · 01-25-2021, 08:19 AM

If the insurance company totals it they would sell it for a "part it out" since it's worth much more as parts than what they would pay to repair. That way the insurance company will minimize their losses while they claim against the driver's insurance that hit you. In the end the goal for the company is to spend as little as they need to.

The main thing is metal isn't blood and guts ....and everyone is OK.

01-14-2021, 10:30 PM	#1
05cobra New Member 14 Rep 11 Posts Drives: bmw x5 m50i and bmw x3 m40i Join Date: Dec 2020 Location: NSW iTrader: (0)	Got hit in the side of my X3 Had someone T-bone my car . Impact was straight into the Pillar and the curtain and drivers seat airbags deployed. The X3 sensed the collision and automatically initiated a call to the police and emergency services with the location. The car that hit me was a 2003-06 Toyota Camry which looked like it had minimal damage from the impact in comparison. Just thought I'd share it with you guys and get your thoughts on it. I think the X3 is a remarkably safe vehicle after such an impact and the way it handled it. Not quite sure if the Insurance company is going to repair the vehicle as it's been quoted an extremely high price ($60k+) for its repairs and makes me question whether it will ever meet factory standards again. Attached Images
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01-14-2021, 10:42 PM	#3
05cobra New Member 14 Rep 11 Posts Drives: bmw x5 m50i and bmw x3 m40i Join Date: Dec 2020 Location: NSW iTrader: (0)	Yeah, I always thought that airbag deployment meant the impact was significant enough that there would be damage that isn't worth/cannot be repaired. Sorry to hear about your X5 but glad you're safe. What was your takes on the way the car handled the impact? I'm in Sydney, Australia so might have a couple of differences in how the Insurance companies operate here. Not sure to be honest. Luckily I have the X5 to drive around whilst we figure out what the insurance company will decide.
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01-14-2021, 10:43 PM	#4
JDsX3 Photojournalist, Tech & Product Analyst 507 Rep 472 Posts Drives: BMW X3, i4, Corvette Stingray Join Date: Jun 2019 Location: Las Vegas iTrader: (0)	It sounds like you are OK- that's great! A hit like that probably also did frame damage. It will be better if the insurance co considers it totaled. __________________ Current:2024 i4 Mineral White Metallic with Blue Exterior Accents, Canberra Beige Perforated SensaTec, Premium Package, Driving Assistance Pro Package, Drive Recorder. 2019 X3 Mineral White Metallic, Caberra Beige interior with most options. Corvette Stingray Arctic White w red interior. Past:2002 Z3, Corvette Stingray and about 40 other cars
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01-15-2021, 09:11 AM	#5
rob175 Major 688 Rep 1,116 Posts Drives: BMW X3 xiDrive30 Join Date: Feb 2020 Location: Illinois iTrader: (0)	I agree with the previous poster saying it's "totaled" and that's best. There's a good chance that IF fixed, the car would never be "right". The tracking, steering, interior and exterior paint might never be the same as factory. Keep your fingers crossed that they total it (wonderful nobody was hurt).....THEN GO SHOPPING!
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01-15-2021, 09:16 AM	#6
383vett Major 626 Rep 1,044 Posts Drives: 2018 X3 M40i, 2012 X3 Xdrive35 Join Date: Aug 2012 Location: Moraga, California iTrader: (0)	Glad you are ok. You definitely want a new M40i. __________________ 2016 Z06 Vette, 10.53@132 1984 Vette, 406, 10.23@131 2021 SQ5
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01-15-2021, 04:59 PM	#7
Alias1431 Lieutenant Colonel 795 Rep 1,959 Posts Drives: 2019 BMW X3 M40i Join Date: May 2019 Location: Washington iTrader: (0)	This will 100% be totaled.
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01-15-2021, 05:00 PM	#8
Alias1431 Lieutenant Colonel 795 Rep 1,959 Posts Drives: 2019 BMW X3 M40i Join Date: May 2019 Location: Washington iTrader: (0)	https://old.reddit.com/r/Austin/comm...and_s/d9pztwq/ ^A helpful Reddit comment that will hopefully help you get a good offer from your insurance company.
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01-24-2021, 11:03 PM	#10
05cobra New Member 14 Rep 11 Posts Drives: bmw x5 m50i and bmw x3 m40i Join Date: Dec 2020 Location: NSW iTrader: (0)	Hey Guys, Thanks for the awesome feedback and comments. The insurance is still assessing the vehicle, as I assume they want to find a way to repair it in any shape and form since it's almost always the cheapest option, whilst not the best for the actual consumer. To be honest, not even sure what I would consider as another car since we already have a X5 M50i and would want another SUV due to the ease of egress and ingress. Let's see what happens and hopefully the insurance company makes a wise decision on what will be the best for the consumer and not them.
	Appreciate 0 Quote

01-25-2021, 08:19 AM	#11
rob175 Major 688 Rep 1,116 Posts Drives: BMW X3 xiDrive30 Join Date: Feb 2020 Location: Illinois iTrader: (0)	If the insurance company totals it they would sell it for a "part it out" since it's worth much more as parts than what they would pay to repair. That way the insurance company will minimize their losses while they claim against the driver's insurance that hit you. In the end the goal for the company is to spend as little as they need to. The main thing is metal isn't blood and guts ....and everyone is OK. Last edited by rob175; 01-26-2021 at 07:38 AM..
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