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      06-08-2019, 02:19 AM   #1
Alias1431
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What is your insurance rate?

Might not be a good thread idea, but I'm curious. If you live in the US, what do you pay per month to insure your X3 M40i, and who is your provider?
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      06-08-2019, 03:13 AM   #2
rkx3m40i
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I think I pay around $95.00 a month..
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      06-08-2019, 08:40 AM   #3
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I pay $98/month with Geico currently. In fact I just noticed we've been with them for 5 years now so its probably time to shop rates again in 6 months.

Rates can vary based on so many different factors that it's tough to really compare with others here on the board.
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      06-08-2019, 08:56 AM   #4
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$77 a month for 2019 X4 M40i in Austin, TX (although moving this month) with Amerprise (via Costco).
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      06-08-2019, 09:02 AM   #5
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I have State Farm for home, auto, and life insurance. I get a little bit of a discount, so my rate might not be that reasonable. I have my '19 X3 and a '12 Toyota Camry hybrid XLE. For both it's about $110 per month. If I paid semi annually I'd save about $15. I get a little bitty discount for autodraft.
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      06-08-2019, 10:47 AM   #6
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Don't the maximum coverages and other details like deductible make a huge difference? It's hard to make a good comparison. These rates sound really good though
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      06-08-2019, 11:51 AM   #7
mjdth
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$52/month w Geico for two of us in Chicago. We don't drive too much and haven't had a ticket or an accident in forever.
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      06-08-2019, 12:49 PM   #8
Bob in IL
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In the Chicago suburbs we pay $56/month for the '19 X3. Our other car, Audi A6 is about the same at $60/mo.
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      06-08-2019, 01:55 PM   #9
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Wow I feel like I'm getting robbed. 3 years out from a minor accident(less than $1k total claim) and I'm still at $270 a month with Geico, no other tickets or accidents since 2006. I've shopped recently and the best I can find is around $170 from Progressive
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      06-08-2019, 01:58 PM   #10
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1600 EUR per year in Belgium for a 20d
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      06-08-2019, 03:01 PM   #11
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I have maximum coverage and my deductible is $500/month. Geico and in Northern Virginia.

My total premium for 6 months is $421.72. $70.29/month.
My wife had an accident a couple years ago.. so it's a little higher because of that.


Location makes a BIG difference with insurance. Don't compare my rate if you live in a state like Michigan which is just INSANE
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      06-08-2019, 03:40 PM   #12
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$90 in San Jose, CA through Liberty. Full coverage but I think my deductible is $1000. Geico wanted around $160 I think. Progressive quoted me at $110.
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      06-08-2019, 07:00 PM   #13
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Quote:
Originally Posted by Tokke View Post
1600 EUR per year in Belgium for a 20d
......Wow that is 1,424 in GBP.....crazy.
I am paying 380 full comp, legal, Ncp, ect, with wife as other named driver for year. (3.0d) 9000 miles per anum
Now don't ask my age haha
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      06-08-2019, 11:59 PM   #14
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I pay like $600 for 6 months only because we have a teenage male driver in the family. Ameriprise.
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      06-09-2019, 02:50 AM   #15
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What is your insurance rate?

I paid £388 GBP for my 2.0d msport fully comp, 2 drivers, protected no claims and legal.
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      06-09-2019, 03:21 AM   #16
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Well I have been quoted between £800 and £5000(!!) for my M40d fully loaded. My area has had a number of car thefts in the past year including my own previous 535d M-sport, hence the new purchase. Mind you my last premium on the 535d was also around the £800 mark - with two additional drivers (my wife and my dad).
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      06-09-2019, 10:30 AM   #17
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For six months on my 2019 X3 M40i I pay $416.76, after a number of discounts, including driver safety (skid) school, good neighborhood, low mileage, no accidents or tickets to speak of and multiple policies including homeowner's insurance, jewelry rider and umbrella insurance. Reasonably high deductible. Also 6 months of insurance on my 1994 530i V-8, $215.85.
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Last edited by Eulenspiegel; 06-09-2019 at 11:20 AM..
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      06-09-2019, 11:17 AM   #18
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Mine was around 460ish with my wife on the policy for business, protected no claims for 12 months. 2018 M40i.
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      06-09-2019, 05:20 PM   #19
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Thanks, all! Good data points.
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      06-10-2019, 09:40 AM   #20
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In Canada FWIW, pay annually but monthly equivalent would be $68 Canadian. About $51 USD. That is with $2M liability, rental car coverage and full replacement cost rider.
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      06-10-2019, 09:41 AM   #21
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2019 X4 M40i - 405/6mths
2019 X5 xD40i - 448/6mths

100/300 in FL. I switched from USAA a few months ago which was 2x+ the price.
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      06-10-2019, 01:43 PM   #22
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$118/mo Progressive
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