What is your insurance rate?

TheusBimmer · 06-17-2019, 03:52 PM

$320+ for Michigan registration on a yearly basis

$120/month insurance cost, with 500 deductible (US peeps, please include deductible amount as that it the major factors for how costly insurance will be and make it more comparable).

I guess UK/EU beats US on car insurance... by a lot ha!

KaedeNR · 06-17-2019, 04:57 PM

It really depends on where you live and where you drive. When I was in MD my rate was somewhere around 60/month, when I moved to LA it jumped to 98 , nothing happened in between. I have another car registered to bay area and the rate is 80$. All with Geico.

TheusBimmer · 06-17-2019, 05:44 PM

indeed cost of living is always going to be a major factor in insurance premium pricing, as would be credit score and many other factors if we want to get technical. I'm more curious though what deductible US peeps have vs UK/EU (which seems to be no deductible and full insurance cover)

Lenny_RDM · 08-16-2019, 12:36 AM

Illinois now 975$ for 6 months m40i and wife's murano,soon change to all state they got around 100$ less

Eulenspiegel · 08-21-2019, 11:19 AM

$431 for 6 months. $500 deductible, 250/500/100 coverage. High uninsured moterist coverage. Multiple cars, house and umbrella. Clean driving record. Safe neighborhood. Discount for driving school.

Rkoa63 · 08-21-2019, 05:50 PM

We pay about $170/mo for a Tacoma and a 2019 X3. 250k/500k, and a $500 deductible, in Southern California. The company is National General Premiere.

06-17-2019, 03:52 PM	#45
TheusBimmer First Lieutenant 144 Rep 317 Posts Drives: X3 M40i Join Date: Nov 2018 Location: Michigan iTrader: (0)	$320+ for Michigan registration on a yearly basis $120/month insurance cost, with 500 deductible (US peeps, please include deductible amount as that it the major factors for how costly insurance will be and make it more comparable). I guess UK/EU beats US on car insurance... by a lot ha!
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06-17-2019, 04:57 PM	#46
KaedeNR New Member 18 Rep 29 Posts Drives: 2018 X3 M40i Join Date: Oct 2018 Location: Cali iTrader: (0)	It really depends on where you live and where you drive. When I was in MD my rate was somewhere around 60/month, when I moved to LA it jumped to 98 , nothing happened in between. I have another car registered to bay area and the rate is 80$. All with Geico.
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06-17-2019, 05:44 PM	#47
TheusBimmer First Lieutenant 144 Rep 317 Posts Drives: X3 M40i Join Date: Nov 2018 Location: Michigan iTrader: (0)	indeed cost of living is always going to be a major factor in insurance premium pricing, as would be credit score and many other factors if we want to get technical. I'm more curious though what deductible US peeps have vs UK/EU (which seems to be no deductible and full insurance cover)
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08-16-2019, 12:36 AM	#48
Lenny_RDM First Lieutenant 405 Rep 302 Posts Drives: X3MC Join Date: Aug 2019 Location: Chicago iTrader: (0)	Illinois now 975$ for 6 months m40i and wife's murano,soon change to all state they got around 100$ less
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08-21-2019, 11:19 AM	#49
Eulenspiegel Private First Class 47 Rep 127 Posts Drives: 2020 X3 M40i; 1994 E34 530i Join Date: Mar 2019 Location: Oregon iTrader: (0)	$431 for 6 months. $500 deductible, 250/500/100 coverage. High uninsured moterist coverage. Multiple cars, house and umbrella. Clean driving record. Safe neighborhood. Discount for driving school. __________________ Gone: 1979 E21 320i 1985 E28 528e 1999 E39 540i 2011 F25 X3 XDrive35i
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08-21-2019, 05:50 PM	#50
Rkoa63 Registered 0 Rep 3 Posts Drives: 2019 X3 Join Date: Jul 2019 Location: California iTrader: (0)	We pay about $170/mo for a Tacoma and a 2019 X3. 250k/500k, and a $500 deductible, in Southern California. The company is National General Premiere.
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