07-30-2014, 10:17 AM | #1 |
IG @bmwF9xG80
3859
Rep 7,614
Posts
Drives: G80 M3, X4M, G07 X7m50
Join Date: Apr 2012
Location: NYC to NJ to Orlando FL
|
Tire/Wheel Insurance Question?
I just got a 2014 X3 28i M-Sport from out of state dealer.
I asked the Finance guy about wheel/tire protection he quoted me $1229(after taxes) for 5yr with $50 deductibles is this right? My coworker who has a 2011 bmw 335 M-Sport paid $1200 with no deductibles
__________________
60-130 6.5s X4M
60-130 5.04s G80 M3 Stock Turbo 60-130 4.82s | 9.4@148mph 1/4 Hybrids IG: @bmwF9XG80 |
07-30-2014, 11:41 AM | #2 |
Pygocentrus Piraya
969
Rep 1,011
Posts
Drives: 2021 BMW X3MC
Join Date: Feb 2011
Location: Brooklyn, NY
|
That is correct. BMW does not offer no deductible wheel/tire protection anymore. It is now a $50 deductible. $1,200 is what I paid for that plan back in 2011.
There was a 3rd party offer for wheel/ tire protection with added curb rash protection. It was much more expensive and IMO, not needed.
__________________
kozzi
2021 BMW X3MC Donington Grey Metallic / Sakhir Orange & Black Extended Merino Leather / Aluminum Carbon Structure |
Appreciate
1
|
07-30-2014, 09:30 PM | #4 |
Enlisted Member
0
Rep 38
Posts
Drives: 2014 X-3 35i
Join Date: Aug 2011
Location: NJ
|
Yep that's correct. $50 deductible and about 1229 is right. My 2011 was a little cheaper with no deductible. I have the 2014 x3 35i M sport with 19s. So $50 a tire is still not paid. As long as I use it!
|
Appreciate
0
|
07-31-2014, 08:18 AM | #5 |
Colonel
99
Rep 2,323
Posts |
|
Appreciate
0
|
07-31-2014, 11:28 AM | #6 |
Pygocentrus Piraya
969
Rep 1,011
Posts
Drives: 2021 BMW X3MC
Join Date: Feb 2011
Location: Brooklyn, NY
|
BMW wheel and tire insurance does not cover curb rash.
In the past, if the TPM indicator lite up and it was determined there was a puncture (not a pressure change due to changes in the season etc.), my SP would just swap out the whole thing, wheel and tire. Now they just replace the tire on the existing rim as long as it can hold pressure, rashes or not. It was probably getting expensive for them thus now the increase in price, deductible and not swapping out the entire thing. If you had any serious amount of mileage on a staggered set-up, and you lost one, you pretty much had to buy the second tire not to cause alignment issues. Who wants to drive around with one new rear tire and the second one with 15k miles on it?
__________________
kozzi
2021 BMW X3MC Donington Grey Metallic / Sakhir Orange & Black Extended Merino Leather / Aluminum Carbon Structure |
Appreciate
1
|
08-09-2014, 12:59 PM | #7 | |
IG @bmwF9xG80
3859
Rep 7,614
Posts
Drives: G80 M3, X4M, G07 X7m50
Join Date: Apr 2012
Location: NYC to NJ to Orlando FL
|
Quote:
I've read of Dealerships scratching up rims and then denying it. What dealership you go to for service?
__________________
60-130 6.5s X4M
60-130 5.04s G80 M3 Stock Turbo 60-130 4.82s | 9.4@148mph 1/4 Hybrids IG: @bmwF9XG80 |
|
Appreciate
0
|
08-10-2014, 07:07 AM | #8 |
Nuclear Chief of the Watch
122
Rep 637
Posts |
Here in UK it also changed last year, it was £300 for 3 years with no deductions, the latest policy has a 50% charge if less than 6mm tread remaining..still covers up to 5 tyres and winter tyres if used.
__________________
BMW i3 (BEV) 2014. . Capparis White. . Park Assist, Comfort Access, Enhanced USB
BMW X3 (F25) xDrive20d SE 2017. . . . Oyster Leather . . 8 Speed Servotronic. .RFTs. . Electric Seats Canon 70D 500mm, 85mm, 40mm, 24mm Sony QX10 & GoPro Hero 3 |
Appreciate
0
|
08-10-2014, 03:11 PM | #10 | |
IG @bmwF9xG80
3859
Rep 7,614
Posts
Drives: G80 M3, X4M, G07 X7m50
Join Date: Apr 2012
Location: NYC to NJ to Orlando FL
|
Quote:
thanks i will check i really but i have a feeling they will only approve/cover the RFT technology
__________________
60-130 6.5s X4M
60-130 5.04s G80 M3 Stock Turbo 60-130 4.82s | 9.4@148mph 1/4 Hybrids IG: @bmwF9XG80 |
|
Appreciate
0
|
08-18-2014, 01:07 PM | #11 |
Pygocentrus Piraya
969
Rep 1,011
Posts
Drives: 2021 BMW X3MC
Join Date: Feb 2011
Location: Brooklyn, NY
|
Manhattan in NY and JMK in NJ.
__________________
kozzi
2021 BMW X3MC Donington Grey Metallic / Sakhir Orange & Black Extended Merino Leather / Aluminum Carbon Structure |
Appreciate
0
|
09-09-2014, 11:27 AM | #12 |
IG @bmwF9xG80
3859
Rep 7,614
Posts
Drives: G80 M3, X4M, G07 X7m50
Join Date: Apr 2012
Location: NYC to NJ to Orlando FL
|
Will insurance transfer over if I buy new BMW wheels?
Like lets say the 19's wheels found in the 2015 X3 M-Sport or the 20's
__________________
60-130 6.5s X4M
60-130 5.04s G80 M3 Stock Turbo 60-130 4.82s | 9.4@148mph 1/4 Hybrids IG: @bmwF9XG80 |
Appreciate
0
|
09-10-2014, 04:37 AM | #13 |
Nuclear Chief of the Watch
122
Rep 637
Posts |
My understanding is that all /any OEM wheels/tyres are covered ...
__________________
BMW i3 (BEV) 2014. . Capparis White. . Park Assist, Comfort Access, Enhanced USB
BMW X3 (F25) xDrive20d SE 2017. . . . Oyster Leather . . 8 Speed Servotronic. .RFTs. . Electric Seats Canon 70D 500mm, 85mm, 40mm, 24mm Sony QX10 & GoPro Hero 3 |
Appreciate
0
|
09-11-2014, 04:26 PM | #14 |
IG @bmwF9xG80
3859
Rep 7,614
Posts
Drives: G80 M3, X4M, G07 X7m50
Join Date: Apr 2012
Location: NYC to NJ to Orlando FL
|
Now trying to find out what are the list of OEM tires they have
__________________
60-130 6.5s X4M
60-130 5.04s G80 M3 Stock Turbo 60-130 4.82s | 9.4@148mph 1/4 Hybrids IG: @bmwF9XG80 |
Appreciate
0
|
09-22-2014, 10:08 AM | #15 |
New Member
5
Rep 16
Posts |
Buying tire warranty from BMW is retarded! If you're in the US, you should know that any Discount Tire Shop will sell you warranty for $34 per tire and that covers the tire for 5 years or 50,000 miles. I've owned two BMW's and going to Discount Tire was the first thing I did after walking out of the dealership. This insurance is the best thing you can do for any car. Not only that, but in my case, I had a blowout recently and was very far away from a Discount Tire. I ended up having the tire replaced by a BMW dealership and then took the receipt from BMW and got reimbursed the price of the Tire! No questions asked.
Then I turned around and got a new warranty on that new tire BMW put in. It's a no brainer! Also, Discount Tire will send you e-mail reminders every 6 months to go get your tires balanced and rotated, for free! |
Appreciate
0
|
09-22-2014, 11:07 AM | #16 |
IG @bmwF9xG80
3859
Rep 7,614
Posts
Drives: G80 M3, X4M, G07 X7m50
Join Date: Apr 2012
Location: NYC to NJ to Orlando FL
|
I called Safe-Guard and they said they'll cover any tire you have on it, maybe this is the new policy with the $50 deductible not sure? But I do see it list OEM equipment on the contract.
I do understand BMW Insurance might not be worth for some, but for us living in pothole city like (NYC) harsh winters 19-20" wheels its better to be safe than sorry. Bent/Cracked rims are very common here too.
__________________
60-130 6.5s X4M
60-130 5.04s G80 M3 Stock Turbo 60-130 4.82s | 9.4@148mph 1/4 Hybrids IG: @bmwF9XG80 |
Appreciate
0
|
09-22-2014, 12:32 PM | #17 | |
Colonel
99
Rep 2,323
Posts |
Quote:
|
|
Appreciate
0
|
09-22-2014, 06:35 PM | #18 | |
IG @bmwF9xG80
3859
Rep 7,614
Posts
Drives: G80 M3, X4M, G07 X7m50
Join Date: Apr 2012
Location: NYC to NJ to Orlando FL
|
Quote:
So I guess I'd have to look for a OEM better Ultra-High-Performance tire since I dont think my aunt has space for me to store my Goodyear until spring if i wanted to put Dedicated Winter tires
__________________
60-130 6.5s X4M
60-130 5.04s G80 M3 Stock Turbo 60-130 4.82s | 9.4@148mph 1/4 Hybrids IG: @bmwF9XG80 |
|
Appreciate
0
|
09-23-2014, 09:03 AM | #19 |
Colonel
99
Rep 2,323
Posts |
Good luck to you if you want the NY government to pay for a flat tire or bent rim, cannot even get that here in MA. Also, are you still under the illusion that your tax dollars are going toward fixing the road?
|
Appreciate
0
|
09-25-2014, 11:41 AM | #20 |
Nuclear Chief of the Watch
122
Rep 637
Posts |
If I find any place doing that I would move to it....lol Our local paper has even give us a mascot "pothole pete" - so we can send him pics and he prints the really good one!
__________________
BMW i3 (BEV) 2014. . Capparis White. . Park Assist, Comfort Access, Enhanced USB
BMW X3 (F25) xDrive20d SE 2017. . . . Oyster Leather . . 8 Speed Servotronic. .RFTs. . Electric Seats Canon 70D 500mm, 85mm, 40mm, 24mm Sony QX10 & GoPro Hero 3 |
Appreciate
0
|
09-25-2014, 12:04 PM | #21 |
Nuclear Chief of the Watch
122
Rep 637
Posts |
If I find any place doing that I would move to it....lol Our local paper has even give us a mascot "pothole pete" - so we can send him pics and he prints the really good one!
__________________
BMW i3 (BEV) 2014. . Capparis White. . Park Assist, Comfort Access, Enhanced USB
BMW X3 (F25) xDrive20d SE 2017. . . . Oyster Leather . . 8 Speed Servotronic. .RFTs. . Electric Seats Canon 70D 500mm, 85mm, 40mm, 24mm Sony QX10 & GoPro Hero 3 |
Appreciate
0
|
09-26-2014, 01:59 PM | #22 | |
Registered
0
Rep 2
Posts |
Quote:
That was the "special deal" marked down from $2595. Needless to say, I passed. |
|
Appreciate
0
|
Post Reply |
Bookmarks |
|
|