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2020 X4M Comp Here with every option, daily driver also a 20+ year RE professional. This car is by FAR the best RE car I've had. It is fast, the ride is rough but it is so worth it to me. My DD's for RE have been an M5, Cayenne Turbo, E550, CLS550 and a 650GC.... There is no comparison, the X4M is absolutely the business. (someone mentioned that the M5 has the same trunk space, that may be true but the M5 trunk is much more shallow which is problematic for RE signs)
It is an M and if you are like me you are driving a lot of miles. This is a full M car and everything is expensive on this, much more so than your 640. Brakes are $$$, an oil change is double a typical BMW etc etc. Again it is completely worth the fun I have.
I would try and get a CPO.
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