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interest rate?
Finally picked up my car, a new 2020 X3 M40i! Couldn't be happier with it.
Here's the deal:
68620 MSRP
Discount 10.5%
Selling price 61415
Less rebates 5250
+tax 5824
+reg etc 709
=
62708 out the door
I'm generally happy with the deal I got. My only question/thought is that I ended up financing with BMWFS, 60 mos @ 3.09%. I have excellent credit. This interest rate was competitive with that offered by my bank, USAA, as well as BoA which I've heard is good for auto loans, so I didn't think too much about it. However I have seen others online talking about interest rates under 2%, so now I'm wondering if I could've done significantly better on that.
Thoughts? For those of you who financed, what was your credit and what type of rate did you end up getting/from whom? Anyone get a better rate from BMWFS?
Not going to lose too much sleep over this - I'm planning to pay the loan down early anyway so even if I gave up a point on it, the cost should be pretty minimal. But I'm curious for future reference.
Thanks!
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