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When I bought out my lease early, the buy-out amount was approximately the remaining payments plus the residual value. Not exact for some reason but within $100 so I did not investigate deeper. I am not sure about the security deposit because I used a MSD. I simply received a check for the amount of my MSD around a week after the completion of the buy-out. I do not believe it had any bearing on the economics of the buyout.
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