[andreigbs]

In this crazy used car market, I would only buy if I absolutely had to. That makes maintaining cars all the more important. Most people don't generally have $4K lying around, so if funds are an issue, perhaps a trade is a better option.

Pre-2015 X3 with the 4-cyl turbo (N20) engine are notorious for timing chain issues. BMW updated the timing chain components that supposedly fixed the issue, but I believe there is no recourse for owners whose pre-2015 X3 may be suffering from the issue.

Think long and hard about dropping $4k+ to fix a nearly 10-year-old car with 116k miles on it. At the same time, with interest rates rising and the cost of (not to mention lack of availability) of cars today, there is no easy answer.

Sorry for your troubles.