Hi all....Would really appreciate a view on the following deals. I think it represents good value but I haven’t bought a car in years so I could well be missing something obvious! Need to decide on which one represents better value
MY2019 M40i (3 Yr PCP, 2.9% APR)
OTR £57,614
Dealer discount £7,931
BMW FS contribution £2500
My deposit £17,373
Monthly x 35 £150
Balloon payment £26,993
MY2019 20d (3 Yr PCP, 2.9% APR)
OTR £51,393
Dealer discount £7,870
BMW FS contribution £2000
My deposit £15,409
Monthly x 35 £165
Balloon payment £22,424