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XBimmers | BMW X3 Forum BMW X3 and X4 Forums | F25 (2011 - 2017) | F26 (2014 - Current) Second Generation BMW X3 General Forum First time leasing is this a decent deal?

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      11-16-2012, 03:26 AM   #1

Drives: 2008 E90 335i
Join Date: Nov 2007
Location: Bay Area

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First time leasing is this a decent deal?

This is my first time leasing and not sure if this is a good deal on a x3 35i

2013 BMW X3 35i in Carbon Black Metallic and Black Nevada Leather

Premium Pkg
M Sport Pkg
Technology Pkg
Head Up Display
Premium Sound
Dynamic Handling Pkg
Brushed Aluminum Trim

Vehicle Price: $57,745.00
Market Savings: - $2,470.00
Customer Rebate: - $1,000.00
SmartChoice Price: $54,275.00

Sales Tax (estimate): + $4,637.54
Tire/Battery/MVWEA: + $7.00
Tag/Registration Fees (estimate): + $429.00
Flat Add/County Fee: + $20.00
Electronic Filing: + $18.60
Smog Abatement Fee: + $20.00
Documentation Fee: + $80.00
Balance Due (estimate): $59,487.14

The money factor 0.00175 and Residual is 59% for 12K miles

I think I can do better on the price. Is the money factor marked up? I was planning on putting down around 4k or 5k to keep payments lower than 700.
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      11-16-2012, 10:30 AM   #2
Private First Class

Drives: 2012 328i Luxury Line
Join Date: Sep 2012
Location: San Francisco

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I wouldn't put any money down on a lease. If you drive off the lot and total your car, that money is gone. If you want to lower your payment. Use MSD's ( multiple security deposit). That money will buy down your money factor and decrease your payment and it fully refunded at the end of the lease ( less any fees owed to BMW)

Also, I think they are marking up your money factor. You could probably get the cap cost a little bit lower.

Good luck.
Current: 2016 BMW X5 - 35i and 2014 BMW 535i

Former: 2012 328i
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