[Shaw]

Does anyone have a good suggestion on where to get a good (and cheap) insurance in GTA for the 2011 X3 28i?
Appreciate it!

[Shaw]

I will probably couple it with my home insurance, so that might help?!
Who gives the best rates?

[tibookM3]

I switched from Geico (10 years with them) to SafeCo and saved 31%. I'm replacing a 2003 Jetta with a 2011 x35 and its going up $125/yr. Have a 2008 M3, 2009 Scion xB, and the Jetta currently with them.

[rs6655]

I switched from Allstate to BMW Performance Insurance and they were only few dollars more per month. Don't know if it's available in Canada.

http://welcome.libertymutual.com/bmw/index.html

[frankwin]

Insurance depends on so many factors (person profile, area where living, km done a year, familly situation, claim history, etc) that you have to call many of them or use a broker because the best price of person A does not means the best for B.

Also don't focus only on yearly cost, also on service. My company is not the best rate I can get but I experienced the service many time and it worth the extra money anytime!

Good luck!

[Shaw]

Originally Posted by frankwin

Insurance depends on so many factors (person profile, area where living, km done a year, familly situation, claim history, etc) that you have to call many of them or use a broker because the best price of person A does not means the best for B.

Also don't focus only on yearly cost, also on service. My company is not the best rate I can get but I experienced the service many time and it worth the extra money anytime!

Good luck!

well put...

[smoothmoka]

try http://www.scotialifefinancial.com/auto/
I found them cheaper...

[mtlbrad]

My insurance is $814 per year for the X3, replacement was 1207 for 4 years. I'm a 32 year old male driver. Deductible of $250 with replacement providing $250 back, so in essense it's 0.

It's a 3 year rate, and I'm locked in, ie. it can't go up and it can't go down.

[Shaw]

Originally Posted by mtlbrad

My insurance is $814 per year for the X3, replacement was 1207 for 4 years. I'm a 32 year old male driver. Deductible of $250 with replacement providing $250 back, so in essense it's 0.

It's a 3 year rate, and I'm locked in, ie. it can't go up and it can't go down.

that's a good rate!
whose the provider?

[gareth12468]

Originally Posted by Shaw

that's a good rate!
whose the provider?

mtlbrad is in Quebec.....

[Fight4Cash]

I use TD Meloche Monnex for everything. X3 cost $830 + tax/year

[jlr_1304]

Originally Posted by Fight4Cash

I use TD Meloche Monnex for everything. X3 cost $830 + tax/year

I'm with MM also. About same price, but with 2 million for responsability.

default in Quebec is 1 million, but when you go in the USA/other provinces, better cover you a$$ a little more.

there is a "no fault" clause in Quebec prov, so we dont need that much.

[Shaw]

I'm getting a $1,835.00 (taxes included) quote from TD MM
$1,693.00 if I get a home insurance in top!!!

[pwdrskr]

Originally Posted by rs6655

I switched from Allstate to BMW Performance Insurance and they were only few dollars more per month. Don't know if it's available in Canada.

http://welcome.libertymutual.com/bmw/index.html

I have been using the BMW insurance through Liberty Mutual for a few years. My rates actually went down when I switched from my 08 335xi to the '11 X3...

[flash3]

Originally Posted by pwdrskr

I have been using the BMW insurance through Liberty Mutual for a few years. My rates actually went down when I switched from my 08 335xi to the '11 X3...

How much are you paying a year?

[mtlbrad]

Originally Posted by Shaw

I'm getting a $1,835.00 (taxes included) quote from TD MM
$1,693.00 if I get a home insurance in top!!!

Wow, that's $500 more than what I was paying for my cayenne. Things considered are, number of demerit points you have, if the car will be parked in a garage, how far your work is, if you've had claims in the past, if you're married/single etc..

So there are things you can say to drop it down a bit. I used a broker, I will find out for you next week who they gave me. Try this site to:

http://www.kanetix.ca/

[Shaw]

Originally Posted by mtlbrad

Wow, that's $500 more than what I was paying for my cayenne. Things considered are, number of demerit points you have, if the car will be parked in a garage, how far your work is, if you've had claims in the past, if you're married/single etc..

So there are things you can say to drop it down a bit. I used a broker, I will find out for you next week who they gave me. Try this site to:

http://www.kanetix.ca/

trust me!!! I've got all the Aces!!!
The only thing might be is that I have had a European DL changing to Canadian. Though our DLs are recognized in NA, they may still be cautious on the prices. Never had demerit points etc.

[charley_alford]

Get an auto insurance quote from the Hartford through AARP; they have a really good reputation and their rates are pretty decent.

[Shaw]

Originally Posted by charley_alford

Get an auto insurance quote from the Hartford through AARP; they have a really good reputation and their rates are pretty decent.

In Canada?
I don't think so...

[gareth12468]

Originally Posted by Shaw

I'm getting a $1,835.00 (taxes included) quote from TD MM
$1,693.00 if I get a home insurance in top!!!

Your quote is way cheaper than mine.....

[Shaw]

I just closed the deal:
Home + Auto will cost me roughly $2,000 per year!!! ($1400 x3 and $600 home--- X3's insurance is more expensive than a house!!!!)
Not bad, but I hoped for better...

[gareth12468]

Originally Posted by Shaw

I just closed the deal:
Home + Auto will cost me roughly $2,000 per year!!! ($1400 x3 and $600 home--- X3's insurance is more expensive than a house!!!!)
Not bad, but I hoped for better...

Still way better than mine.....