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      02-27-2015, 05:13 PM   #1
tekgk
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Geico Mechanical Breakdown Coverage?

So when I quoted coverage for my vehicle, a new option showed up for mechanical coverage:

Quote:
Mechanical Breakdown Insurance covers many mechanical repairs to your car, protecting you from expensive repair bills. This coverage is only available for vehicles with less than 15,000 miles that have been purchased within the last 15 months. A $250 deductible per claim applies. Mechanical Breakdown Insurance is similar to a dealer's extended warranty protection. It's in excess of coverage provided by the manufacturer's warranty.

Mechanical Breakdown Insurance covers repairs to the following systems:

Engine Steering Air Conditioning
Transmission Cooling Brakes
Drive Axle Suspension Electrical

EXCLUSIONS: MBI does not include regular maintenance services such as tune-ups, suspension alignment, wheel balancing, filters, lubrication, coolant and fluids, spark plugs, brake pads and lining, brake shoes and tires (includes tire wear and/or tire damage). Breakdown repairs made necessary by intentional damage, rust and oxidation, misuse, or improper maintenance are not covered. Mechanical Breakdown coverage is in excess of coverage provided by the manufacturer's warranty.
For $19.95 every 6mo, I get coverage for 7yrs/100,000mi. Seems like a pretty good deal in lieu of the BMW warranty after the initial 4yrs doesn't it?
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      02-28-2015, 08:01 AM   #2
happy_chrissy
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Quote:
Originally Posted by tekgk View Post
So when I quoted coverage for my vehicle, a new option showed up for mechanical coverage:



For $19.95 every 6mo, I get coverage for 7yrs/100,000mi. Seems like a pretty good deal in lieu of the BMW warranty after the initial 4yrs doesn't it?
I have that too but I have only 5k miles on my car. I am still considering getting the extended warranty just for piece of mind. When I bring my car in for something i know i will not have any issues from BMW. Some dealers will not cover or make it difficult to use an extended warranty that is not theres. I would like to hear stories from others who have used it. Curious as well.
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      03-01-2015, 11:57 PM   #3
tekgk
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Geico said it was a fairly new coverage so I doubt anyone had a chance to use it. But this is insurance coverage so I don't think dealers will give you a hard time with it. You pay the deductible and they get the check.
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      03-03-2015, 06:38 PM   #4
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Quote:
Originally Posted by tekgk View Post
So when I quoted coverage for my vehicle, a new option showed up for mechanical coverage:



For $19.95 every 6mo, I get coverage for 7yrs/100,000mi. Seems like a pretty good deal in lieu of the BMW warranty after the initial 4yrs doesn't it?
Any info on their coverage or deductible?
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      03-04-2015, 12:33 AM   #5
tekgk
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Only $250 deductible
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