11-20-2015, 03:36 PM | #1 |
Registered
0
Rep 3
Posts |
BMW Tire Insurance
Hello all!
Is the tire insurance for $1895 worth it? It is a 5 year warranty that replaces the tire and rims in the event of it ever getting flat/cracked. My BMW tires are 19 inch with all season performance tires. Any comments or suggestions if I should purchase that? Thanks!! |
11-21-2015, 10:36 PM | #2 |
Second Lieutenant
13
Rep 282
Posts
Drives: '15 M235 & '95 M3 tracktoy ;
Join Date: Dec 2007
Location: Los Angeles or Monterey
|
It is insurance, with a high markup (which is why they push it so hard at the finance desk). On any particular car or policy period you may get a net benefit, but long term the house will always win. Overall, it's best to keep the insurance for things that will really crimp your style (or worse) if you have a loss, and pay the freight yourself on the small stuff.
They usually limit you to replacing the tires with whatever OEM tires the dealer carries so you don't get the chance to replace them with something you might prefer (many prefer to switch to non-RFT tires) and most replacement tires can be had with quite usable roadhazard policies that may be somewhat less generous, are much cheaper. The best use of the dealer policy is probably for those who lease and can roll the cost into the monthly payment, and have an interest in maintaining OEM tires on the car. Last edited by CalRick; 11-21-2015 at 11:11 PM.. |
Appreciate
0
|
11-22-2015, 10:38 AM | #3 |
Enlisted Member
3
Rep 41
Posts |
Depends where you live. In metropolitan areas with potholes the new wheels are soft and often crack.Low profile tires also will develope bubbles if hit hard in potholes. I have a Jag that has had 7 rims replaced and 5 tires in 2.5 years.
|
Appreciate
0
|
11-23-2015, 08:51 AM | #4 | |
Colonel
99
Rep 2,323
Posts |
Quote:
|
|
Appreciate
0
|
11-23-2015, 09:16 AM | #5 |
Lieutenant General
7422
Rep 11,837
Posts
Drives: MY24 G01 AW Msport
Join Date: Feb 2008
Location: L.I. NY
|
i would definite recommend tire wheel insurance living in NY.
|
Appreciate
0
|
11-23-2015, 10:00 AM | #6 | |
Brigadier General
1604
Rep 3,940
Posts |
Quote:
I have the OEM 18" 400M with OE RFT tires on my 335i RWD M Sport and haven't had any issues with potholes so far. I've driven 46,000 miles on them since July 2014 between MD and NY with no issues. When I read people needing to replace multiple sets of wheels/tires, it's usually because they have a 19" or 20" wheel with extremely low profile tires. On the X3, if you use non-RFT 18" tires, you'll be fine. If you experience a blown tire from a pothole with that setup, I'd put the car on the alignment rack and see if you've bent or damaged parts of the suspension. |
|
Appreciate
0
|
11-23-2015, 10:16 AM | #7 |
Lieutenant General
7422
Rep 11,837
Posts
Drives: MY24 G01 AW Msport
Join Date: Feb 2008
Location: L.I. NY
|
he stated he has 19" wheels which means he should get insurance lol.
even if you get a nail in it, it gets replaced. lets say u damage a rim and need new rim+tire, the cost may be between 800-1000 not including labor. |
Appreciate
0
|
11-23-2015, 11:20 AM | #8 | |
Brigadier General
1604
Rep 3,940
Posts |
Quote:
https://www.pepboys.com/product/details/1014527/00745 |
|
Appreciate
0
|
11-23-2015, 11:49 AM | #9 |
Lieutenant General
7422
Rep 11,837
Posts
Drives: MY24 G01 AW Msport
Join Date: Feb 2008
Location: L.I. NY
|
do you know run flats are not recommended to be fix once its puncture?
what is the price of new rim? |
Appreciate
0
|
11-23-2015, 12:26 PM | #10 |
Colonel
99
Rep 2,323
Posts |
|
Appreciate
0
|
11-23-2015, 12:33 PM | #11 | |
Brigadier General
1604
Rep 3,940
Posts |
Quote:
I repaired my OE RFTs from a nail puncture. It can be repaired the same way a regular tire would. It would just no longer be an "RFT" tire. I will say that an RFT is much harder to repair (as in physical effort required to clean up the hole the nail used to occupy). |
|
Appreciate
0
|
11-23-2015, 01:19 PM | #12 |
Lieutenant General
7422
Rep 11,837
Posts
Drives: MY24 G01 AW Msport
Join Date: Feb 2008
Location: L.I. NY
|
http://www.tirerack.com/tires/tirete...&affiliate=TX3
Tirerack has selection of tires that cant be fix. besides its a peace of mind when the roads are horrible. i actually avoided RFT, have regular tires in which If i do get a flat I am still cover by the insurance. i had 1 rim/tire replaced after having it for 6 months under wheel insurances. it all depends where you live Last edited by nyalpine90; 11-24-2015 at 05:53 AM.. |
Appreciate
0
|
11-23-2015, 09:41 PM | #13 | |
Lieutenant
86
Rep 510
Posts |
Quote:
Tony |
|
Appreciate
0
|
11-24-2015, 06:33 AM | #14 | |
Brigadier General
1604
Rep 3,940
Posts |
Quote:
I'm just saying that the physical effort exerted to repair a nail punctured in the tread "seemed" like it was a lot more effort than repairing a standard tire. I was specifically referring to the part where you ream the hole and then file it before plugging. |
|
Appreciate
0
|
Post Reply |
Bookmarks |
Thread Tools | Search this Thread |
|
|