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      03-26-2011, 09:19 PM   #45
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So are RFT less durable than a regular tire when it comes to potholes and such? Never owneda vehicle before with RFT so this is something I will need to consider. Lived in PA and Michigan where the roads are pathetic and I've never had to replace a tire.
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      03-26-2011, 09:49 PM   #46
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Originally Posted by Want the thrill View Post
So are RFT less durable than a regular tire when it comes to potholes and such? Never owneda vehicle before with RFT so this is something I will need to consider. Lived in PA and Michigan where the roads are pathetic and I've never had to replace a tire.
Because the sidewall is stiffer, they can rupture easier than other tires.
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      03-26-2011, 11:30 PM   #47
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Paid $1495 for 5 yrs--of course the roads in St Louis are awful so maybe that's why the price was higher...
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      03-27-2011, 08:09 AM   #48
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Originally Posted by kittyoh View Post
Was it the BMW plan or another company?
BMW doesn't offer this insurance directly, if they say they do, they are lying. All these insurance plans (except extended maint or warranty) are through 3rd parties, even though BMW is selling them to you! Just know that before buying and know that you can buy these on your own if you want too.

Also before spending $1000 for this, especially if you live in the US, check your insurance. Comprehensive insurance covers everything other than collisions and should cover this. If you ruin 1-2 wheels on a pothole or any other way, that should be covered, so if your comprehensive deductible (usually not the same as your collision) is less than $1K, why would you get this insurance? Also remember comprehensive claims do not go against your record, your rates should NOT go up with claims. Rock takes out your windshield they cover it, why would they not cover a pothole?
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      03-27-2011, 09:39 AM   #49
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X3 run flat BMW insurance

Just purchased me X3 35i and the dealer here in the Chicago land area suggested insurance coverage for $799 due to experience with other clients having to fork out big bucks with flats and wheel damage due to pot holes. I think this is a safe bet, and after reading this thread I am glade I did. Just hope I will never need it.
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      03-27-2011, 09:49 AM   #50
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Originally Posted by stlgirl View Post
Paid $1495 for 5 yrs--of course the roads in St Louis are awful so maybe that's why the price was higher...
Holy effing ess! That's three times what I paid for the same coverage! Can you go back and negotiate it down?
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      03-27-2011, 10:36 AM   #51
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Quote:
Originally Posted by MA78 View Post
Because the sidewall is stiffer, they can rupture easier than other tires.
Thank you. Good to know.
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      03-27-2011, 11:30 AM   #52
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Quote:
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Quote:
Originally Posted by stlgirl View Post
Paid $1495 for 5 yrs--of course the roads in St Louis are awful so maybe that's why the price was higher...
Holy effing ess! That's three times what I paid for the same coverage! Can you go back and negotiate it down?
Usually you can cancel these and get your money back. 30 day full refund, prorated after that.
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      03-27-2011, 08:51 PM   #53
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I picked up my car last week but a few days prior to me getting it, I sat down with the finance guy and he mentioned the tire/wheel coverage. I had a few days to think about it. When I picked up the car, it wasn't mentioned again but I brought it up. I actually did get it. I felt that since I'm buying my car and how horrible new York roads can be with the potholes, that it was a good idea. These aren't regular tires, they are run flats which are probably more $.
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      03-27-2011, 09:41 PM   #54
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CORRECTION: i just pulled out the warranty form from my glovebox--I paid 1395.00 for 5 year coverage.

ma78, i don't know. i guess i could try. they had a form with all of the different warranties and the costs beside them. it looked like that was the price they charged everyone.
next time i'll do some research before i just sign on the dotted line.
these forums are really invaluable.
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      03-29-2011, 03:18 PM   #55
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Quote:
Originally Posted by stlgirl View Post
CORRECTION: i just pulled out the warranty form from my glovebox--I paid 1395.00 for 5 year coverage.

ma78, i don't know. i guess i could try. they had a form with all of the different warranties and the costs beside them. it looked like that was the price they charged everyone.
next time i'll do some research before i just sign on the dotted line.
these forums are really invaluable.
I am thinking its still not 30 days since you signed and bought your vehicle, so you can go back to the dealer and talk about the high price you paid, when compared to what others are paying in other states. See if he can negotiate on the price, if not you can cancel now and get a full refund and work on getting a tire insurance from other dealer or by yourself (I am not sure how easy it is to get it from other dealer, I would suggest you to check that first before you cancel the one that you have in hand)
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      07-09-2011, 07:42 AM   #56
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Angry Is there some double dipping going on???

Both the Bridgesone and Pirelli runflats have a road hazard warentee which is explained in the CD that comes with the car entitiled "Tire Warrentee Interactive Guide" early on it is a free replacement, later it is prorated. I wonder if the Insurance or dealer is filing claims with the tire makers for the cost of the tires. Think about it.......

From the CD Rom on Pirelli, similar statement on Bridgesone.

• If a Run Flat tire becomes unserviceable due to workmanship or materials condition or
road hazard injury during the initial warranty period, which is one year from the date of
original retail purchase (purchase receipt required) or, within the first 2/32” of the original tread, whichever occurs first, the tire will be replaced to the owner at no charge for the tire.
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      07-09-2011, 10:27 AM   #57
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Quote:
Originally Posted by Mako View Post
BMW doesn't offer this insurance directly, if they say they do, they are lying. All these insurance plans (except extended maint or warranty) are through 3rd parties, even though BMW is selling them to you! Just know that before buying and know that you can buy these on your own if you want too.

Also before spending $1000 for this, especially if you live in the US, check your insurance. Comprehensive insurance covers everything other than collisions and should cover this. If you ruin 1-2 wheels on a pothole or any other way, that should be covered, so if your comprehensive deductible (usually not the same as your collision) is less than $1K, why would you get this insurance? Also remember comprehensive claims do not go against your record, your rates should NOT go up with claims. Rock takes out your windshield they cover it, why would they not cover a pothole?
Quote:
Originally Posted by vrrooom View Post
Both the Bridgesone and Pirelli runflats have a road hazard warentee which is explained in the CD that comes with the car entitiled "Tire Warrentee Interactive Guide" early on it is a free replacement, later it is prorated. I wonder if the Insurance or dealer is filing claims with the tire makers for the cost of the tires. Think about it.......

From the CD Rom on Pirelli, similar statement on Bridgesone.

• If a Run Flat tire becomes unserviceable due to workmanship or materials condition or
road hazard injury during the initial warranty period, which is one year from the date of
original retail purchase (purchase receipt required) or, within the first 2/32” of the original tread, whichever occurs first, the tire will be replaced to the owner at no charge for the tire.

I suppose if you know you are much more likely to hit potholes at a fast enough speed to damage them due to road conditions or your driving style by all means you can get this insurance.
However in 30 years of driving all over the US I have hit one pothole that caused damage. And that was in a 08 Corvette on the interstate. The wheel cost $125 to repair. Plus a $100 alignment. I never even knew it was damaged till I replaced the tires.
Remember this is a profit generating activity for the dealer. They are not selling this as a courtesy. I dare say that the vast majority of people that purchase this coverage NEVER have a claim.
YMMV.
Paul
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      07-09-2011, 10:55 AM   #58
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Quote:
Originally Posted by MA78 View Post
That's not the same as Wheel and & Insurance. This can only be purchased at the time of delivery.
They also don't discuss this in advance (when you order a car) probably because if you have time to review the terms and costs and then comparison shop (I'm sure you can purchase this insurance elsewhere) most people would probably decline it. They want to put you in a situation where it is an impulse decision.

They wouldn't be selling it if there wasn't some profit for the dealer.
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      07-09-2011, 11:02 AM   #59
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This article is a few years old but still applies

http://www.bankrate.com/finance/auto...es-wheels.aspx
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      08-10-2011, 03:32 PM   #60
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In Canada

In Canada, I was offered $1200 for one year of tire and rim protection and $2700 for 4 years. Not worth it imo...

Quote:
Originally Posted by juddholland View Post
Read carefully:

When the dealership offers you a wheel/tire insurance package for an additional 1,000 dollars, you take it! There are so many potholes in Chicago, and when we ordered our 535xi wagon three years ago (with 18inch summer tires, mistake), we did not pay for this package. After numerous new potholes showing up each winter, each day, one of our wheels finally broke. Yes, BROKE. We bought some new wheels (17inch Rial Como) from Tire Rack with winter tires, and that was that. HOWEVER, when it came time to give the car back at the end of the lease, we were reminded that our lease contract states that the car must be returned as it was when new. If there are any damaged parts, or aftermarket parts, you will have to pay for the car to be restored to its original condition. If we had gotten the insurance, we would have replaced the wheels when they broke, FREE OF CHARGE. Don't make the same mistake we made.

Also, if they offer a bumper touch-up coverage plan, get that too.
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      08-10-2011, 04:10 PM   #61
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I paid $1400 for 5 yrs in New York !
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      08-10-2011, 04:49 PM   #62
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Quote:
Originally Posted by richardchou View Post
In Canada, I was offered $1200 for one year of tire and rim protection and $2700 for 4 years. Not worth it imo...
Here in Toronto I paid ...I think $700 for tire and rim protection.
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      08-10-2011, 07:46 PM   #63
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Quote:
Originally Posted by richardchou View Post
In Canada, I was offered $1200 for one year of tire and rim protection and $2700 for 4 years. Not worth it imo...
My dealership offered my $1,200 for 4 years in Toronto.....
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      08-10-2011, 09:40 PM   #64
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I put 72000 miles on my '08 335. I've broken at least 4 tires from potholes @$350 a tire. I'll go for the road hazzard insurance when my car comes in.
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      08-11-2011, 10:15 AM   #65
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Can I buy this package at another dealer other than the one I ordered my car with?

Can I buy the tire and rim protection package at another dealer other than the one I ordered my car with? My dealer is charging me $2700 for 4 years and told me I have 30 days to decide.

Quote:
Originally Posted by gareth12468 View Post
My dealership offered my $1,200 for 4 years in Toronto.....
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      08-11-2011, 04:26 PM   #66
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Quote:
Originally Posted by richardchou View Post
Can I buy the tire and rim protection package at another dealer other than the one I ordered my car with? My dealer is charging me $2700 for 4 years and told me I have 30 days to decide.
Absolutely!
My dealer offers several different auto makes. The tire insurance I purchased is provided by Chrysler.
Shop around for the best deal.
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