[P1Fanatic]

This article explains the GAP differences in a much easier to understand wording

https://www.moneyadviceservice.org.u...-gap-insurance

[Peter_R]

Originally Posted by P1Fanatic

Yes although I only have heated front seats and no heated wheel. Would have liked the latter and powered bootlid but very hard to find a used X3 with exact spec especially 3.0l white m-sports. This one is very low miles and immaculate and was priced well so went for it. I thought X3 were low depreciators but this was £14k less than it was bought for 14 months ago. I guess most of that is options which you always lose money on.

Yes mine was EX BMW Executive car, 11 months old, 10k miles, originally £50k+. I paid £36k, but got £20k for my F31 320d which was £2k over book price. So cost to change was £16k.

They advised the car had lost all the price of options. It was a bargain. I intend to keep 5 years.

[Peter_R]

Originally Posted by P1Fanatic

This article explains the GAP differences in a much easier to understand wording

https://www.moneyadviceservice.org.u...-gap-insurance

Yes. I read this years ago. I took mine out on my F31 320d Sport when it was new and my policy allowed transfer to the X3, but only to £36k until 2018. Still a bargain.

[P1Fanatic]

Originally Posted by Peter_R

Yes mine was EX BMW Executive car, 11 months old, 10k miles, originally £50k+. I paid £36k, but got £20k for my F31 320d which was £2k over book price. So cost to change was £16k.

They advised the car had lost all the price of options. It was a bargain. I intend to keep 5 years.

Sounds almost identical deal. 14 mths old but only 4.5k miles. £50k for original owner £36k I paid with £18k p/ex (Ford not BMW so was happy with that valuation). Get the remaining service pack and Supaguard thrown in. Can't wait to pick it up next week. Very different car from my Focus RS but am looking forward to 4WD again and heated seats with the current weather lol.