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I just bought a BMW X3 and was offered a warranty. After some research it seems that the majority of people who buy it never actually use it. Plus when you do try to use it most people try to tell you that it's not covered. If I remember correctly it was something like 80% of people didn't save money buying a warranty. You have to pay a deductible as well for every service. So over the few years you have the warranty you end up spending more money than you would have if you had just paid out of pocket.
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