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Fair points and well made. I guess it's all down to whether you think these risks are worth it. 2% if you have an accident that's your fault is small but not insignificant.
The data stored on the car opens up some interesting data protection and privacy issues. Who owns this data, BMW? Some of it is effectively data held about you and therefore you could ask to see it
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F25 xDrive20d SE __ professional multimedia package | dynamic package | climate package | 309s | xline | xenons | electric seats | folding mirrors | business speakers |