This is a great thread - thanks for the information! Anticipating my X3's arrival in March (hoping earlier rather than later), I've started talking to my dealership's finance guy about the different options and costs. He swears that dealer cost is ~$1,200 on this insurance and I keep pointing him to threads like this one.
I'm still slightly on the fence on the purchase of the Insurance but this thread definitely helps push me in the direction of purchasing it!
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