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Sounds like a good deal to me. The changes have been minimal since the introduction of the X3. I have a 2011 X3 M-Sport with almost all the options and that is about the value they are showing for it.
I would go with the 2011 and save the 14,500. The first year deprecitation hit was already taken by the previous owner.
If it is certified you should still have a good deal of warranty left on the vehicle.
It depends if you really want new and want to take the depreciation hit, and how long you plan to keep it.
Also look at the finance rates unless you are paying cash.
Good luck!
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