[chrisE92]

Just want to see if I'm getting a good deal, or if I can do better.

2011 X3 xdrive28i
Alpine White
Black leatherette
248 - heated steering wheel
402 - panoramic moonroof
494 - heated front seats
522 - xenon headlights
6NL - BMW assist with enhanced bluetooth and USB

MSRP is $41,215.00
Agreed sale price is $38,100
MF is 0.00165
Tax is 7.75%
Residual is 56%

3 year lease with $3,000 down, 15,000 miles/year comes out to $489 + tax according to my dealer.

Also considering $5,500 down, 15,000 miles/year, which comes out to $451 including tax. However, $5,500 seems like a bit much to put down on a lease.

Last option is balloon financing which makes it $425 (inc. tax)/month for 60 months with $5,500 down, but balloon payment of $16,500 at the end. This is the least desirable option to me, but just wanted to list it for comparison.


So what do you guys think? Can I do better? Thanks in advance!