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      01-19-2015, 03:56 PM   #2
02420X3
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Drives: 2011 X3 35i
Join Date: Jun 2011
Location: Boston

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You should be able to lower the premium by increasing the collision deductible. Are you really going to file a claim for $250, or are you going to eat it? What about a $500 claim? Or perhaps even a $1000 claim? Where's your pain threshold?
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