In UK official line is that deposit is only refundable if dealer defaults in any significant way and that is what you sign for. For this reason I felt a deposit of £500 was reasonable and this was accepted. This I would be willing to give up if a better deal came along, but an improved package work £1000 seemed very unlikely. Sadly I think the purchase terms may override any credit card cover but I insisted on this too for added protection following advice on here.
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