Quote:
Originally Posted by kskpsu
Fortunately my dealerships for the 1M and X3 (different locations due to the exclusivity of the 1M) didn't try any of this, it sounds very bush league. My one comment on insurances is that these are for profit programs, they wouldn't offer anything that doesn't end in their favor financially on average...whether with outrageous up front fees or leveraging proration. My $0.02 is this stuff is all rubbish, and I actually yearn for the destruction of my $%#€@ run flats so I can replace them on my own dime with non-OE rubber.
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Of course, all insurance is sold for a profit. If you're house burned down, then you'd be glad you purchased it. I've damaged tires and wheels here in the New England (Winter or otherwise) and I'm purchasing the insurance more for peace of mind. I do agree that on average, it would cost less to just go with pay as you go.
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2013 x35i (Space Gray, MSport, CW/CWII, DHP, Premium, Premium Sound, Technology, BMW-Apps)
Retired: '09 C300 4Matic, '09 GTI, '06 750i, '05 C55, '04 R32, '03 M5, '02 GTI, '01 M5, '00 M-Coupe, '00 540i/6, '99 M3 Coupe, '98 M3 Coupe, '96 328i,... '86 4000 CS Quattro... too many to list.