Hi all UK owners,
My balloon payment is due in a few months ~£22k
When the balloon is due the car will be 2 years old, 3.0d SE with Prof Nav. ~23k miles.
I'm trying to work out what the car will actually be worth- I'm assuming ~£26k+.
Being an X-Drive model is extended warranty good value? How much will a BMW maintenance contract be beyond year 3? What about connected drive subscription? Anything else I need to add beyond tyres?
Again I presume I'll be loosing ~£5k per year in depreciation for years 3 and 4.
Could be an interesting conversation with the dealer about refinancing the car with high street personal loans at 4.4% APR.