Thread: UK Orders
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      02-03-2011, 11:24 AM   #45
sfax
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Quote:
Originally Posted by Ant Man View Post
Are thought BMW no longer accept credit card as a form of payment but only debit card? Credit cards provides the consumer with extra rights, i.e. being able to reject the product and ask for a refund if it goes wrong.
I think it depends on the dealer but I doubt they would ever let you pay the whole balance on a credit card (they may charge you for using a debit card too). I paid 1,000 deposit with a cc and I can pay a further 1,000 on a cc toward the balance with no charge. If you use a cc that gives you cashback, you get an extra 10-30 back on 2,000 too.

The credit card shuffle requires either a cash advance (which usually carries a 2.5%-3% one-off fee) or credit cards which let you transfer a balance from your current account (effectively giving you cash in return for a cc balance). Both methods will work out considerably less than most loan APRs now available.
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