Thread: UK Orders
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      02-01-2011, 10:40 AM   #40
sfax
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Drives: BMW X3 2011 F25
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Quote:
Originally Posted by Reecie View Post
Has anyone been tempted by the ex-demo cars that seem to be in the used market?

No quite sure if this is quite the right place for a secondary question but anyway. We've always bought our cars outright. With this being the price it is that is more of a stretch. What kind of deals are people seeing to finance their X3?
BMW Finance at 3% on up to 20,000 was on the table.

I also use interest free balance transfer credit cards over 3 years. It's always much better than any short term loan deal in my experience because the handling fee is 2.5%-3.0% and interest free period is at least a year so you pay less than 3% pa. You will probably need a 900+ credit rating to get enough credit (depending on how much you need to borrow). And if you shift the balance from a purchase card that has cashback the real interest cost can be nearer 2% pa.

If you don't want the hassle, there's always hire purchase. Somewhere like lingscars maybe.
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