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      11-16-2012, 09:30 AM   #2
dan5.5
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Drives: 2012 328i Luxury Line
Join Date: Sep 2012
Location: San Francisco

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I wouldn't put any money down on a lease. If you drive off the lot and total your car, that money is gone. If you want to lower your payment. Use MSD's ( multiple security deposit). That money will buy down your money factor and decrease your payment and it fully refunded at the end of the lease ( less any fees owed to BMW)

Also, I think they are marking up your money factor. You could probably get the cap cost a little bit lower.

Good luck.
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2012 328i Luxury Line | Mineral White Metallic | Saddle Brown | Premium Package | Technology Package | Parking Package | Xenon | Heated Seats | BMW Assist |