[plymjack]

Originally Posted by tank531

I seem to recall that the BMW insurance pays out the original list price for 1st 9 or maybe 12 months? On this basis I passed on the GAP insurance and became 'self-insured', same with the tyre insurance too. I also believe you can buy 3rd party gap insurance for 1st owners up to a vehicle age of 9 months on some 3rd part policies.

Before you ask I dont work in insurance I just did research in Oct last year when my F25 was delivered.

As for the EU trip one member asked about for the tyres then you wont need it as the EU recovery service comes with new BMW for 3 years so if you get a puncture you might not get a new tyre in France but you would get road side assistance and possibly can get it replaced with tyre insurance when back in the UK (if you can make it back with a flat tyre then claim it happened in Dover!)

Good point on the Euro cover thanks.

Ref the GAP we good £20K of cover for 4 years for £300.
Yes its a bet but since I never paid more then 10k for a car seemed a good idea.